How to Get a Good Deal on Insurance for Antique and Collector Cars

by Michael A. Anderson
Antique and collector's cars

Antique and collector’s cars are beautiful, and some consider them a work of art. They are definitely a part of our collective history and worthy of treasuring and taking good care of. If you own one of these rare gems, you must have a good insurance policy on your vehicle, whether you plan to drive it or keep it as a garage queen and only bring it out for shows and special events.

There are several ways to get cheap deals on quality automobile insurance coverage for your antique or collector’s car, you just have to know where to look.
Trusted Local Agent

The easiest way is probably to contact your trusted local insurance agent that you already have established a working relationship with.

Your agent will tailor a policy for your antique or collector’s car that will give you great coverage in the event of an accident, and fit your budget. If you don’t have a trusted local agent, you can still get a fair and reasonable insurance quote in other ways.

Other Agent or Bank/Credit Union

If you don’t already have an agent, consider calling a local agent in your area and requesting a quote for your collector’s or antique vehicle. You may also do this by visiting their website if you know who you would like to work with. If you don’t have an agent, try your bank or credit union, as these institutions sometimes offer insurance policies of all types, including auto insurance.

You may also be eligible for discounts on your automobile insurance policy just by having an established business relationship and accounts in good standing with the institution.



If neither of those options is workable, use an internet search engine to locate the websites for several major auto insurers and request quotes from them. Some services allow you to input your information, and the site will generate quotes from several insurers at one time.

I can do this task of the day from the comfort of your own home, and it takes minimal effort. Also, some insurers will let you purchase your policy and print the relevant documents on your home computer. This eliminates the need to visit an agent or insurance company in person and disrupt your schedule.

If you have a classic collector’s car or antique auto, one of the most important things you can do for your vehicle is to provide proper insurance coverage. You can do this without busting your budget if you take your time and comparison shop.

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